See all 9th-12th Grades Standards
Retirement

Retirement

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Here's how Retirement aligns with curriculum standards in Missouri. Use the filters to change the location, set of standards, and grade level.

Personal Finance Course Level Expectations

I: Financial Decision Making: Choice is the central principle of individuals, businesses and government. People make many choices every day in markets where buyers and sellers interact. Every decision incurs an opportunity cost.

Concept 2: Choice and Decision Making

Standards
Defined by Personal Finance Course Level Expectations 9th-12th Grades and align with Retirement
A: Explain how today's choices have future consequences.

IV: Saving: Saving is the part of income that people choose to set aside for future consumption or investment. Time, interest rates and inflation affect the value of savings.

Concept 1: Reasons for Saving

Standards
Defined by Personal Finance Course Level Expectations 9th-12th Grades and align with Retirement
A: Identify short, medium and long-term savings goals including large-value purchases, postsecondary education/training and retirement.
D: Compare retirement savings options.

Concept 2: Interest on Savings

Standards
Defined by Personal Finance Course Level Expectations 9th-12th Grades and align with Retirement
C: Explain how the time value of money influences financial decision-making.

VII: Financial Investing: Financial investment is the purchase of financial assets to build wealth. Investments with higher potential returns tend to carry greater risk.

Concept 2: Relationship Between Risk and Reward

Standards
Defined by Personal Finance Course Level Expectations 9th-12th Grades and align with Retirement
A: Explain how the rate of return earned from investments will vary according to the amount of risk.
D: Explain the risks and rewards of short-term and long-term investments.